
State Farm® Insurance Agent Nick Mynderse
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
judy Aboud
July 22, 2025
"Emily is terrific! She always takes the time to explain changes to my policies in a concise and clear manner."
"Thank you, Judy! We’re so glad to hear that Emily has been able to make things clear and easy to understand. She takes pride in helping our customers feel informed and confident, and we truly appreciate your kind words and continued trust!"
G E
July 18, 2025
"Emily and Nick were incredibly helpful! I needed to buy a car and must have called Emily at least 7 or 8 times in one hour and she was not only incredibly kind, but super helpful and knowledgeable!"
"Thank you so much for the kind words! We’re thrilled to hear that Emily and I could help make your car-buying process smoother. Emily’s patience and knowledge really shine in moments like that, and we’re glad she was able to support you every step of the way. We appreciate your trust and are always here when you need us!"
Norma Villa
July 7, 2025
"Emily Schuster, I just wanted to take a moment to thank you for your wonderful help in setting up the account. Your support made the process smooth and easy, and I truly appreciate your patience and guidance throughout. It was a pleasure working with you. Thanks again for everything!"
"Thank you so much, Norma! Emily truly appreciates your kind words. We’re so glad to hear the setup process was smooth and that her support made a difference. It was a pleasure working with you as well, and we’re always here if you need anything in the future. Thanks again for choosing our team for your insurance needs!"
Craig Gagliardi
July 2, 2025
"I recently had an extremely disappointing experience with my insurance agent, someone I had trusted for years with my policy and even referred significant business to. When I was hit by another driver, I turned to my agent and their company for help, expecting the support I’d paid for. Instead, I faced carelessness, hostility, and an unwillingness to assist. They were upset that I chose to file a claim through them rather than the at-fault driver’s insurance and proceeded to nickel-and-dime every aspect of my car’s repair, leaving it inadequately fixed. Initially friendly when I had no claims, their attitude turned vicious and uncooperative the moment I needed their help. This was, without question, the worst experience I’ve ever had with any business professional. I promptly canceled my policy and switched to USAA. Though I pay more, the exceptional service and peace of mind are worth every penny. I strongly advise avoiding this agent—don’t walk, run."
"Hi Craig, I’m very surprised to see this review, given that you left us back in 2023. I even double-checked our records to make sure there wasn’t a more recent claim. That said, I’m truly sorry to read how you feel about your experience, even after all this time. We always aim to support our clients through claims and advocate for the best possible outcome. In your case, I’m glad we were able to successfully recover your deductible and close out the claim in your favor. I understand insurance claims can be frustrating, especially when another driver is at fault, and I’m sorry you felt our guidance didn’t meet your expectations. If you’d ever like to talk through the details or share more about what we could have done better, I’m always open to listening. I wish you the best with your new insurance provider and truly appreciate the many years you and your family were with us, as well as the many clients you referred. Nick Mynderse"
Judy Bernstein
July 1, 2025
"Emily was super helpful to me today. In these crazy times, our insurance is so precious. Emily and Nick have really helped us out with our needs for house, car, rental property and liability! And now they have health too."
"Thank you, Judy! We’re so glad to hear Emily was able to help and that you’ve felt supported across all your coverage needs. In times like these, having the right protection truly matters, and we’re grateful to be your go-to team for home, auto, rental, liability—and now health! We appreciate your trust and are always here when you need us."
John Peters
June 26, 2025
"Nick has been my State Farm insurance agent for Property, Auto, and Umbrella policies since 2021. He is a pleasure to work with: very responsive to my inquiries, and he has consistently provided me accurate and timely information with which to make decisions. During the last couple of years, property insurance rates have skyrocketed and Nick has been very proactive in helping me reduce my rates through bundling of other insurance. He can't control the rates set by State Farm, but he has gone the extra mile to help me minimize my costs. We're in the process of moving and State Farm is not writing new Property policies in California. So, I have informed Nick of our move and even though he will be losing me as a client, he has continued to provide excellent service to me during this "lame duck" period. This is the sign of a true professional and someone focused on long-term relationships and client satisfaction, even if there is little financial gain in it in the short-term for himself."
"Thank you, John—your thoughtful review truly means a lot. It’s been a pleasure working with you over the past few years, and I’m grateful for the trust you’ve placed in me across your Property, Auto, and Umbrella coverage. While I’m sorry to see you go due to the current challenges in California’s property insurance market, I’m glad I could continue to support you through the transition. Your kind words about professionalism and long-term relationships are deeply appreciated. Wishing you all the best in your move, and please don’t hesitate to reach out if you ever need anything in the future!"
Farhat Popal
May 18, 2025
"I've worked with Nick for a few years now, and he is always responsive, timely, thoughtful, and kind. Highly recommend his services."
"Thank you, Farhat! I truly appreciate your kind words and continued trust over the years. It’s always a pleasure working with you, and I’m glad to hear that the service has consistently met your expectations. Your recommendation means a lot—thank you!"
Christopher Canel
May 15, 2025
"Emily Schuster in Nick Mynderse's office at State Farm helped me buy new term life insurance policies for myself and my wife after the birth of our first child. Emily was extremely helpful and friendly throughout the entire process! I'm new to life insurance, so Emily educated me about several types of policies before we settled on term --- at great rates. Also, to get a medical document we needed, Emily patiently coordinated with our doctor despite significant delays in the doctor's office. We really appreciate all of Emily's help and are so glad to have new term life policies now that we have a little one to think about!"
"Thank you, Christopher! First off, congratulations on the birth of your first child! We’re so glad Emily was able to help guide you through the process of securing life insurance for your growing family. Her dedication, patience, and care truly shine in moments like this, and we’re thrilled to hear she made the experience smooth and informative. We appreciate your trust and are honored to support you during such an important life milestone!"
George Rikos
May 8, 2025
"Emily and Nick have been terrific to work. After my broker of many years passed away, they have made the transition smooth and seamless. Great team."
"Thank you, George! We’re so glad we could help make the transition smooth during a difficult time. It’s been a pleasure working with you, and we truly appreciate your trust and kind words. We’re always here if you need anything!"
Brett Jordan
May 6, 2025
"emily was the breaking point . i had been with state farm 40+ years , the delmar office going back to nora 30+ years . i was a loyal client , with 1 accident in all those years . emily is rude , condescending and snotty . never helped in anyway , lower or suggest viable alternatives to my non car owner predicament . a recent surgery and subsequent stroke have me driving much less . still wanting insurance would cost me close to 1900$ a year …. Why? so i’ve left state farm for good …. New yearly $524 full coverage …. know your options …. shame on emily and nick"
"Hi Brett, I’m truly sorry to hear about your experience and that you felt let down, especially after so many years with our office. That’s never the feeling we want to leave our customers with. We appreciate your loyalty over the decades, and I’m disappointed to hear that we missed the mark—particularly during a time when you were going through so much personally. We always aim to provide helpful, respectful service and to explore all available options for our clients. I regret that this wasn’t your experience. If you’re open to it, I’d welcome the chance to talk and better understand what happened. You can reach me directly at 858-481-1410. Wishing you all the best in your recovery and moving forward, Nick Mynderse "
Olga Klepitskaya
May 1, 2025
"This state Farm Office staff is always very helpful, attentive and courteous. Armando always goes above and beyond to help with any question or issue. Very happy with their sevices"
"Thank you, Olga! We’re so glad to hear you’ve had such a positive experience with our team. Armando truly takes pride in going the extra mile, and we appreciate you recognizing his efforts. We’re grateful for your kind words and are always here to help whenever you need us!"
Colleen
April 9, 2025
"If you are looking for an AMAZING agent reach out to Nick Mynderse ! He is very professional, courteous, and knowledgeable! He answered all of our questions promptly and gave us great insight and direction ! I would give 10 stars but 5 is the max on this review site. Thank you again Nick for all your assistance!!"
"Thank you so much, Colleen! Your kind words truly mean a lot. I’m grateful for the opportunity to help and so glad I could provide the clarity and support you needed. It’s always a pleasure working with you—your 10-star sentiment made my day! Don’t hesitate to reach out anytime!"
Nancy Rapp
April 7, 2025
"Love working with the attentive team at Nicholas Minders State Farm Office!!!"
"Thank you, Nancy! We love working with you, too! Your kind words mean a lot, and we’re so glad our team has been able to provide attentive service. We’re always here whenever you need us!"
Becca Paulsen
April 4, 2025
"I have been with Statefarm for over 10 years and Nick and his team are truly amazing. Everyone in that office is always super helpful and wonderful, but special recognition goes out to Armando! Thank you for always being so helpful and kind. My questions are always answered, call returned so quickly, requests completed in record time. I can’t praise the team enough for their outstanding customer service and knowledge."
"Thank you so much, Becca! We’re incredibly grateful for your loyalty over the past 10+ years. It means a lot to hear that you’ve consistently had such a positive experience with our team. Armando will be thrilled to know his support has made a difference—he’s truly a gem! We’re always here for you and appreciate your kind words and continued trust!"
Polly JONES
March 24, 2025
"Emily and Nick are outstanding agents! Each time I contact them with questions, I receive professional and reliable answers. Thanks to them I can rest easy knowing I have them looking out for me!"
"Hi Polly, thank you so much for your kind words. We’re truly glad to hear that you feel confident and well taken care of whenever you reach out. We strive to provide professional, reliable service, and it means a lot to know you can rest easy knowing we’re here for you. Thanks again for your trust, and please don’t hesitate to call if you have any more questions or need further assistance."
Brad Shapiro
March 17, 2025
"My late mom's insurance was cancelled by ASIG and Nick and Emily filled they gap. They have been great to work with - very responsive and took care of all of our needs. I would highly trcommend working with them."
"Thank you, Brad! We’re so glad we could step in and help during a difficult time. Providing responsive and reliable service is always our priority, and we truly appreciate your trust and recommendation. If you ever need anything, we’re always here for you!"
Wendy K
March 14, 2025
"I always get prompt answers from both Emily and Mando. They always greet you so happily it is so refreshing to get help from people who genuinely care! I never hang up feeling I don't have all the information I need. They are thorough and do their job with a smile! I never hesitate to call them! Thank you!"
"Thank you, Wendy! It’s wonderful to hear that Emily and Armando have provided you with prompt, thorough, and friendly service. We’re lucky to have them on our team, and we truly appreciate your kind words. Don’t ever hesitate to reach out—we’re always happy to help!"
Cheryl Jennings
March 11, 2025
"Nick Mynderse and Emily Schuster in the Del Mar State Farm office are wonderful. We switched over to their office when our agent retired. They both took the time to review our policies and make suggestions. I highly recommend this office."
"Thank you, Cheryl! It’s been a pleasure working with you and Michael since your transition to our office. Emily and I are always happy to review policies and make sure you have the right coverage in place. We truly appreciate your trust and recommendation, and we’re here whenever you need us!"
Eric
February 27, 2025
"I recently renewed my renters insurance with State Farm, and I’ve been with them for four years. My agent, Armando Espinoza, was very responsive and made the process quick and easy. He explained everything clearly and made sure I got the coverage I needed. Overall, great service."
"Thank you, Eric! We truly appreciate your four years of trust in us. It’s great to hear that Armando made your renters insurance renewal quick and easy while ensuring you had the right coverage. Providing clear and responsive service is always our priority. We’re grateful for your support and are here whenever you need us!"
Dana Furtado
February 13, 2025
"Armando is always so professional, relatable, warm, and helpful. I very much appreciate knowing anytime I have a question, big and complex or small and tedious, I can count on him. Thank you for being top notch in customer service!"
"Thank you, Dana! We’re so happy to hear that Armando has been a reliable and supportive resource for you. Providing top-notch customer service is always our goal, and we truly appreciate your kind words. We’re grateful for your trust and are always here whenever you need us!"
Vicki Klein
February 12, 2025
"Super helpful and nice"
"Thank you, Vicki! We’re so glad to hear you had a great experience. We appreciate your support and are always here to help whenever you need us!"
Patrick Ford
February 3, 2025
"Nick and his team have helped me for years. I always get great service and feel like I’m in great hands with them. Emily on his team is fantastic. She’s responsive, professional, and efficient. Whenever a friend or family member needs insurance, I send them to Nick’s team."
"Thank you so much, Pat! We truly appreciate your trust and loyalty over the years. It means a lot to know you feel in great hands with our team. Emily and the rest of us are always happy to help, and your referrals are the highest compliment we could receive. We look forward to continuing to serve you and your loved ones!"
linda lowe
January 29, 2025
"Knowledgeable and prompt response to questions Emily Schuster, Nick's team leader, is conscientious and calls back when office cannot answer calls. She is knowledgeable and capable of answering insurance questions."
"Thank you, Linda, for taking the time to leave us such a wonderful review! We’re thrilled to hear that you appreciate our knowledgeable and prompt service, and it’s great to know that Emily’s dedication and expertise have made a positive impact on your experience. We look forward to continuing to serve you and answer any insurance questions you may have. Thanks again for your kind words!"
Bonnie Rodgers
October 11, 2024
"Nick and Emily have been great to work with re: our State Farm auto insurance policy for our classic VW Bus. 5 stars! Highly recommended."
"Thank you, Bonnie! We’re so glad to hear that you’ve had a great experience working with us on your classic VW Bus insurance. It’s always a pleasure to help, and we truly appreciate your recommendation. Let us know if you ever need anything—we’re always here for you!"
Hoa Le
September 10, 2024
"Emily and Armando are extremely nice and efficient. I needed to file a claim to have my car fixed and they were there with me every step of the way. I am one happy client 😀."
"Thank you so much, Hoa! We’re thrilled to hear that Emily and Armando were able to support you every step of the way with your claim. Providing efficient and friendly service is always our goal, and we’re so glad we could make the process smoother for you. We appreciate your trust and are always here whenever you need us!"